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IF YOU WOULD LIKE ADVICE OR INFORMATION ON ANY OF THE AREAS HIGHLIGHTED IN THIS BLOG, PLEASE GET IN TOUCH.

It is important to take professional advice before making any decision relating to your personal finances. Information within this blog is based on our current  understanding of taxation and can be subject to change in future. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK; please ask for details. We cannot assume legal liability for any errors or omissions it might contain. Levels and bases of, and reliefs from, taxation are those currently applying or proposed and are subject to change; their value depends on the individual circumstances of the investor.

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and
past performance may not necessarily be repeated. If you withdraw from an investment in the early years, you may not get back the full amount you invested.
Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency. Taxation depends on individual circumstances as well as tax law and HMRC practice which can change.

The information contained within this blog is for information only purposes and does not constitute financial advice. The purpose of this blog is to provide
technical and general guidance and should not be interpreted as a personal recommendation or advice.

Lynne Watson

Paraplanner

I have been working in the Financial Services industry for over 12 years joining the Bonum Wealth team part-time in June 2023 following a period of maternity leave.

I have a BSc(Hons) in Financial Mathematics from Glasgow Caledonian University and have previously studied towards my ACCA Accountancy and Diploma in Financial Planning Qualifications.

My role within the Bonum Wealth team is to conduct research, prepare client reports and work closely with our Planners to provide our clients with their bespoke financial plan.

Outside of work I like to spend time on the family farm along with my husband Stuart and three young children: James, Murray and Cara. I am also the treasurer of Coylton and Stair Farmers Society and help organise the running of the annual agricultural show and other events through-out the year.

e: lynne@bonumwealth.co.uk

Chris Scott

Client Support

I have been working for Bonum Wealth for over 2 years. I now hold the title of Client Support. As well as continuing to learn on the job, I am studying for my professional exams.

In my role as client support, I hope to continue learning the more technical aspects of financial planning and expanding my knowledge in this field.

In my spare time, I enjoy being at the gym, going for long walks, spending time with my friends, travelling, and exploring new places.

e: chris@bonumwealth.co.uk

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Jan Caldwell

Client Support

I started my career with Bank of Scotland, working in various locations in and around Glasgow. I achieved my banking qualifications early on which allowed me to progress to a professional Relationship Manager position looking after the needs of personal customers within the Bank’s Private Banking Service.

After many enjoyable years with the Bank, I decided to move on to Handelsbanken taking on an exciting new challenge when their first office opened in Scotland.

Since opting for a career change, I am now delighted to be part of the team at Bonum Wealth, assisting clients and the advisers with administrative tasks and ongoing client support.

In my free time I love to hill walk and go to the gym but my new passion is travelling in my Nissan Elgrand campervan conversion “Ella”.

e: jan@bonumwealth.co.uk

Cara Gilbert

Chartered Financial Planner

I have been working in the Financial Services industry for over 10 years. In July 2022, I successfully completed the CII’s Advanced Diploma in Financial Planning and now hold the title of Chartered Financial Planner. As part of my studies, I also achieved the Certificate in Paraplanning.

Prior to joining the Bonum Wealth team, I specialised predominately in pensions and enjoy using this expertise in my current role as an Adviser, as well as the financial planning skills I have learned during my time working alongside Stephen and Linda.

In my spare time, I enjoy taking part in various activities and as a food fanatic, I love cooking good food and dining out at the weekend. I also really enjoy exploring new places, especially when I am abroad and in the sunshine!

e: cara@bonumwealth.co.uk

Linda Gilbert

Director/Chartered Financial Planner

Chartered Financial Planner and member of The Society for Trust and Estate Practitioners. I deliver high-quality financial planning advice which makes a real difference for people.  

I have a wealth of experience in pension and investment management, working with clients to create tax efficient plans for their future and take great pleasure in seeing those plans evolve and come to fruition over the years. 

I work predominantly with wealth clients, providing appropriate financial solutions and long-term plans to meet their needs in their lifetime, as well estate planning solutions for that later day.

In my spare time I enjoy spending time with my family and keeping fit. At the weekend, its long lazy bike runs – which always involve a food stop!

e: linda@bonumwealth.co.uk

Stephen Grimes

Director/Chartered Financial Planner

Chartered Financial Planner and ACIBS (Associate of Chartered Institute of Bankers in Scotland). I have been delivering high-quality financial planning advice to clients for over 25 years.  

I have a wealth of experience in pension, investment management and corporate planning, working with clients to create tax efficient plans for their future. I enjoy spending time with clients at our review meetings to evaluate how the planning has helped them achieve their financial goals. 

I work predominantly with company directors and wealth clients, providing appropriate financial solutions and long-term plans to meet their needs now and in the future.

In my spare time I enjoy spending time at the gym, travelling and eating out. In the winter it’s all about skiing and planning the next trip to the Alps.

e: stephen@bonumwealth.co.uk